Current Expenses

Expenses If I Rent

Expenses If I Buy

Housing Costs

Rental payments

N/A

First mortgage payment

N/A

Second mortgage payment

N/A

Co-op, condo, or homeowner’s association fees

Real estate taxes

N/A

Utilities

Gas/oil

Electric

Water

Trash pickup

Phone

Cable TV

Furnishings

Maintenance/repair

Food and Meals

Groceries

Restaurants and takeout

Transportation

Car payment

Gasoline

Repairs and maintenance

Registration and fees

Tolls and parking

Public transportation

Taxis

Health Care

Doctors

Dental

Drugs

Eye care

Fitness expenses

Other

Personal Care

Clothing

Hair/nails care

Dry cleaning

Makeup

Other

Child Care

Daycare

Child support payments

Sports Expenses

Toys

Pet Care

Food

Medications

Grooming

Boarding

Debt Payments

Credit and charge cards

Card 1

Card 2

Card 3

Card 4

Card 5

Student Loans

Loan 1

Loan 2

Other Installment Debt

1

2

3

Insurance

Homeowner’s/renter’s

Auto

Health

Life

Disability

Long-term care

Education Costs

Tuition costs

Books and supplies

Recreation

Entertainment (movies, outings)

Vacations

Gifts

Other

Professional Expenses

Tax preparation/accounting

Legal fees

Financial advisor

Charitable Donations

1

2

3

4

Other

1

2

3

Total Monthly Living Costs